Airtel Payments Bank's IFSC code is AIRP0000001. It is the single code used for every Airtel Payments Bank account across India, and it works for NEFT, RTGS, and IMPS transfers. There is no MICR code, because the bank does not issue cheques.
Airtel Payments Bank IFSC at a glance
| IFSC code | AIRP0000001 |
| Bank | Airtel Payments Bank Limited |
| Branch | Airtel Payments Branch, Gurugram, Haryana |
| MICR code | Not applicable (no cheque book) |
| SWIFT code | None listed (SWIFT is only for international wire transfers) |
| Works for | NEFT, RTGS, IMPS |
Why does Airtel Payments Bank have only one IFSC code?
Airtel Payments Bank is a payments bank - a fully digital bank with no physical branch network. Where a regular bank assigns a different IFSC to each of its thousands of branches, Airtel Payments Bank routes every account through one central branch, so a single IFSC, AIRP0000001, covers all accounts. You do not need to hunt for a branch-specific code.
How to receive money in an Airtel Payments Bank account
To get an NEFT, RTGS, or IMPS transfer into an Airtel Payments Bank account, the sender needs just three things in any other bank's app or net banking:
- The account number of the Airtel Payments Bank account
- The IFSC code: AIRP0000001
- The account holder's name
Add these as a new beneficiary and send. IMPS is instant and best for everyday amounts; NEFT settles in half-hourly batches; RTGS is real-time but only for Rs 2 lakh and above. One catch worth knowing: a payments bank can hold a maximum of Rs 2 lakh per customer at the end of the day (an RBI rule for all payments banks). An incoming transfer that would take the balance above Rs 2 lakh may be declined or returned, so for a very large sum, confirm the recipient can receive it - or use their regular bank account instead.
🔢What AIRP0000001 means
Every IFSC has the bank in the first four letters and a branch code in the last six (for example, SBIN0001234). Airtel's code follows the same format - AIRP for the bank, a reserved 0, and 000001 for its single branch. It just happens to be the only branch code the bank uses.
Entering the wrong IFSC usually does not lose your money, but it is worth getting right. Here is what happens if the IFSC code is wrong, and how refunds work.
Sources and verification
- IFSC code AIRP0000001 - verified against Airtel Payments Bank's official IFSC records and the RBI-sourced IFSC directory (cross-checked June 2026).
- The Rs 2 lakh maximum end-of-day balance per customer is the Reserve Bank of India's ceiling for all payments banks (raised from Rs 1 lakh in 2021).