Free Indian finance calculators - EMI, GST, SIP, Tax, Salary and more with Indian number formatting.
24 tools available
Home loan EMI calculator with prepayment math: lump-sum or extra EMI, amortization schedule, RBI 2026 zero-penalty rule.
financeGST calculator with reverse GST mode. Current GST 2.0 slabs (5%, 18%, 40%) + 0%, 3%, legacy 12%/28%. CGST/SGST/IGST breakdown. Bulk CSV.
financeCalculate income tax under Old and New Regime for FY 2026-27. Side-by-side comparison with all deductions.
financeCalculate HRA exemption under Section 10(13A). Metro and non-metro rates with tax savings estimate.
financeCalculate PPF maturity amount with year-by-year breakdown. Current rate 7.1%. Tax-free EEE status.
financeCalculate Sukanya Samriddhi Yojana maturity at 8.2% (FY 2026-27). Year-by-year breakdown, 80C tax benefits.
financeCalculate gratuity for private and government employees. Eligibility check and tax exemption rules.
financeCalculate Recurring Deposit maturity with quarterly compounding. Compare Post Office RD (6.7%) vs SBI / HDFC / ICICI / Axis bank rates. Senior premium for banks.
financeCalculate Fixed Deposit maturity with quarterly compounding. Cumulative vs non-cumulative modes. Senior premium, TDS thresholds, bank presets.
financeProject SIP returns with annual step-up (% or fixed) and inflation adjustment. Real and nominal corpus, year-by-year breakdown.
financeConvert CTC to monthly in-hand salary. See breakup: Basic, HRA, PF, TDS, Professional Tax. Old vs New regime.
financeConvert CTC or in-hand salary to the freelance hourly rate you must charge to maintain compensation parity. Factors EPF, gratuity, insurance, CA fees, and Section 44ADA / actual-books tax math.
financeGSV-only LIC surrender value floor estimate per IRDAI 2024 schedule. Form 5074 process, 7-15 day payout, lost-bond Form 3815 procedure, jargon decoded.
financeCompare renting vs buying a home in India. Factors in EMI, appreciation, tax benefits, investment returns.
financeCalculate stamp duty and registration charges state-wise. Women buyer discounts included.
financeCapital gains tax calculator for property, equity, gold, mutual funds. LTCG 12.5%, STCG 20% post-Budget 2024. Indexation option on property.
financeCalculate gold jewellery price with making charges, wastage and GST. 24K, 22K, 18K, 14K. Tola conversion. BIS hallmark guide.
financeBacktest a SIP against any Indian mutual fund's real NAV history. CAGR + XIRR side by side. Lumpsum mode supported.
financeCalculate National Pension System corpus and monthly pension at retirement. Tax benefits under 80CCD.
nps calculatorCalculate Employee Provident Fund balance at retirement with salary increments. Employee + employer breakdown.
epf calculatorCalculate TDS on salary, FD interest, rent, professional fees, property sale. All sections covered.
tds calculatorCompare monthly EMI + maintenance vs rent. See when rent overtakes your EMI over time.
emi vs rentLive prediction market odds from Polymarket. Politics, sports, crypto and more, refreshed every 2 minutes. Informational only.
financeSearch cryptocurrencies and calculate your holdings value in Indian Rupees and USD using live prices.
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