Finance

Free Indian finance calculators - EMI, GST, SIP, Tax, Salary and more with Indian number formatting.

24 tools available

EMI Calculator

Home loan EMI calculator with prepayment math: lump-sum or extra EMI, amortization schedule, RBI 2026 zero-penalty rule.

finance

GST Calculator

GST calculator with reverse GST mode. Current GST 2.0 slabs (5%, 18%, 40%) + 0%, 3%, legacy 12%/28%. CGST/SGST/IGST breakdown. Bulk CSV.

finance

Income Tax Calculator

Calculate income tax under Old and New Regime for FY 2026-27. Side-by-side comparison with all deductions.

finance

HRA Exemption Calculator

Calculate HRA exemption under Section 10(13A). Metro and non-metro rates with tax savings estimate.

finance

PPF Calculator

Calculate PPF maturity amount with year-by-year breakdown. Current rate 7.1%. Tax-free EEE status.

finance

SSY Calculator

Calculate Sukanya Samriddhi Yojana maturity at 8.2% (FY 2026-27). Year-by-year breakdown, 80C tax benefits.

finance

Gratuity Calculator

Calculate gratuity for private and government employees. Eligibility check and tax exemption rules.

finance

RD Calculator India - Post Office & Bank Returns

Calculate Recurring Deposit maturity with quarterly compounding. Compare Post Office RD (6.7%) vs SBI / HDFC / ICICI / Axis bank rates. Senior premium for banks.

finance

FD Calculator India - Compound Interest + TDS

Calculate Fixed Deposit maturity with quarterly compounding. Cumulative vs non-cumulative modes. Senior premium, TDS thresholds, bank presets.

finance

SIP Calculator with Step-Up

Project SIP returns with annual step-up (% or fixed) and inflation adjustment. Real and nominal corpus, year-by-year breakdown.

finance

Salary Breakup Calculator

Convert CTC to monthly in-hand salary. See breakup: Basic, HRA, PF, TDS, Professional Tax. Old vs New regime.

finance

Freelance Rate Calculator

Convert CTC or in-hand salary to the freelance hourly rate you must charge to maintain compensation parity. Factors EPF, gratuity, insurance, CA fees, and Section 44ADA / actual-books tax math.

finance

LIC Surrender Value Calculator

GSV-only LIC surrender value floor estimate per IRDAI 2024 schedule. Form 5074 process, 7-15 day payout, lost-bond Form 3815 procedure, jargon decoded.

finance

Rent vs Buy Calculator

Compare renting vs buying a home in India. Factors in EMI, appreciation, tax benefits, investment returns.

finance

Stamp Duty Calculator

Calculate stamp duty and registration charges state-wise. Women buyer discounts included.

finance

Capital Gains Calculator

Capital gains tax calculator for property, equity, gold, mutual funds. LTCG 12.5%, STCG 20% post-Budget 2024. Indexation option on property.

finance

Gold Price Calculator

Calculate gold jewellery price with making charges, wastage and GST. 24K, 22K, 18K, 14K. Tola conversion. BIS hallmark guide.

finance

Mutual Fund SIP Backtest

Backtest a SIP against any Indian mutual fund's real NAV history. CAGR + XIRR side by side. Lumpsum mode supported.

finance

NPS Calculator

Calculate National Pension System corpus and monthly pension at retirement. Tax benefits under 80CCD.

nps calculator

EPF Calculator

Calculate Employee Provident Fund balance at retirement with salary increments. Employee + employer breakdown.

epf calculator

TDS Calculator

Calculate TDS on salary, FD interest, rent, professional fees, property sale. All sections covered.

tds calculator

EMI vs Rent Comparison

Compare monthly EMI + maintenance vs rent. See when rent overtakes your EMI over time.

emi vs rent

Polymarket Tracker

Live prediction market odds from Polymarket. Politics, sports, crypto and more, refreshed every 2 minutes. Informational only.

finance

Crypto Portfolio Calculator

Search cryptocurrencies and calculate your holdings value in Indian Rupees and USD using live prices.

finance