How-To

Fino Payments Bank IFSC: FINO0000001 and Branch Codes

DesiUtils Team·9 July 2026·3 min read
This article is for informational purposes only and does not constitute professional advice. Consult a qualified expert for your specific situation.

Fino Payments Bank's main IFSC code is FINO0000001. It works for NEFT, RTGS, and IMPS. But unlike a payments bank that uses one code for everyone, Fino also has branch-specific IFSC codes, so the code tied to your account may not be FINO0000001. Before you share an IFSC to receive money, it is worth confirming the exact code on the account.

Fino Payments Bank IFSC at a glance

Main (head-office) IFSCFINO0000001
BankFino Payments Bank Limited
Branch codesYes - Fino issues branch-wise IFSC codes
MICR codeNone listed for FINO0000001; some branch codes may show a MICR
Works forNEFT, RTGS, IMPS

Does Fino have one IFSC code or many?

Many. FINO0000001 is Fino's central head-office code and the one most listings show, but Fino Payments Bank publishes a list of branch-wise IFSC codes. That means two Fino account holders can legitimately have different IFSC codes. Do not assume FINO0000001 is correct for every Fino account - confirm the code that belongs to the specific account you are paying into.

How to find your Fino IFSC code

  • Check the welcome kit or passbook for the account - the IFSC is printed with the account details.
  • Open the FinoPay app and look under account details.
  • Already have a code and want to be sure it is real? Paste it into the IFSC tool below to see the bank and branch it resolves to.
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IFSC Code LookupVerify a Fino Payments Bank IFSC code →

How to receive money in a Fino account

The sender adds your account number, your account's IFSC code, and your name as a beneficiary in their banking app, then sends via IMPS or NEFT. IMPS is instant; NEFT settles in batches; RTGS is real-time for Rs 2 lakh and above. As a payments bank, Fino can hold up to Rs 2 lakh per customer at the end of the day (an RBI rule for all payments banks), so a transfer that would push the balance past that may be returned. Here is what happens if the IFSC code is wrong.

Sources and verification

  • IFSC FINO0000001 - verified against the RBI-sourced IFSC directory, cross-checked July 2026. Fino Payments Bank publishes its full branch-wise IFSC list on its official website.
  • The Rs 2 lakh end-of-day balance ceiling is the Reserve Bank of India's limit for all payments banks.

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Frequently Asked Questions

What is the IFSC code of Fino Payments Bank?+
Fino Payments Bank's main IFSC code is FINO0000001, used for NEFT, RTGS, and IMPS. Fino also issues branch-specific IFSC codes, so confirm the exact code on the account you are paying into.
Does Fino Payments Bank have one IFSC code or many?+
Many. FINO0000001 is the central head-office code, but Fino publishes branch-wise IFSC codes, so different Fino accounts can have different codes.
How do I find my Fino Payments Bank IFSC code?+
Check your Fino welcome kit or passbook, or open the FinoPay app and look under account details. You can also verify any code you already have with an IFSC lookup tool.
Does Fino Payments Bank have a MICR code?+
The head-office code FINO0000001 has no MICR listed, but some branch-specific Fino IFSC entries do show a MICR. If you need a MICR code, check your exact branch code rather than assuming there is none.