How-To

Jio Payments Bank IFSC Code: JIOP0000001

DesiUtils Team·9 July 2026·3 min read
This article is for informational purposes only and does not constitute professional advice. Consult a qualified expert for your specific situation.

Jio Payments Bank's IFSC code is JIOP0000001. It works for NEFT, RTGS, and IMPS, and it is the code listed for the bank in the RBI-sourced IFSC directory. Because a bank can update its details and Jio also runs an internal service-centre code, it is worth confirming your account's IFSC in your Jio account before you share it to receive money.

Jio Payments Bank IFSC at a glance

IFSC codeJIOP0000001
BankJio Payments Bank Limited
MICR codeNot applicable (no cheque book)
SWIFT codeNone (SWIFT is only for international wire transfers)
Works forNEFT, RTGS, IMPS

How to receive money in a Jio Payments Bank account

The sender needs three things in any other bank's app or net banking:

  • Your account number
  • The IFSC code: JIOP0000001
  • The account holder's name

Add these as a beneficiary and send. IMPS is instant and best for everyday amounts; NEFT settles in half-hourly batches; RTGS is real-time but only for Rs 2 lakh and above. As a payments bank, Jio Payments Bank can hold a maximum of Rs 2 lakh per customer at the end of the day (an RBI rule for all payments banks), so an incoming transfer that would take the balance above Rs 2 lakh may be declined or returned.

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IFSC Code LookupVerify a Jio Payments Bank IFSC code →

Confirm your code before a large transfer

JIOP0000001 is the IFSC shown for Jio Payments Bank in bank directories, and there is also an internal NEFT service-centre code (JIOP0SC9999) that customers do not use. For everyday transfers JIOP0000001 is what a sender needs, but for a first-time or large transfer, open your Jio Payments Bank account details and check the IFSC shown there, or read what happens if the IFSC is wrong.

Sources and verification

  • IFSC JIOP0000001 - verified against the RBI-sourced IFSC directory, cross-checked July 2026.
  • The Rs 2 lakh end-of-day balance ceiling is the Reserve Bank of India's limit for all payments banks.

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Frequently Asked Questions

What is the IFSC code of Jio Payments Bank?+
Jio Payments Bank's IFSC code is JIOP0000001, used for NEFT, RTGS, and IMPS. It is the code listed for the bank in the RBI-sourced IFSC directory.
Is JIOP0000001 the same for all Jio Payments Bank accounts?+
JIOP0000001 is the IFSC shown for Jio Payments Bank in bank directories and is what a sender needs for NEFT, RTGS, or IMPS. There is also an internal service-centre code that customers do not use. For a first-time or large transfer, confirm the IFSC in your Jio account details.
Does Jio Payments Bank have a MICR code?+
No. Jio Payments Bank does not issue cheque books, so it has no MICR code. You only need the IFSC for electronic transfers.
What is the maximum balance in a Jio Payments Bank account?+
As a payments bank, Jio Payments Bank can hold up to Rs 2 lakh per customer at the end of the day, an RBI ceiling for all payments banks. A transfer that would exceed it may be returned.